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  • Glossary

    • 釋義:A contract that provides for periodic payments to an annuitant for a specified period of time, often until the annuitant’s death.
    • 釋義:The sum of the embedded value and the value of future new sales.
    • 釋義:The distribution of insurance products through bank branches and joint ventures with banks.
    • 釋義:The amount of cash available to a policyholder on the surrender of or withdrawal from a life insurance policy or annuity contract.
    • 釋義:The reinsurance of all or a portion of an insurer’s risk with another insurer.
    • 釋義:The economic cost associated with holding equity capital for solvency purposes.
    • 釋義:A policy that pays out a lump sum on the diagnosis of life threatening illnesses indicated in the terms of the plan.
    • 釋義:Gross additions to policyholder contract deposits for a specified period collected from investment-type insurance contracts. Deposits are not accounted for as revenue under H.K. GAAP or U.S. GAAP.
    • 釋義:An actuarially determined estimate of the economic value of the life insurance business of an insurance company based on a particular set of assumptions as to future experience, excluding any economic value attributable to any future new business.
    • 釋義:Insurance policies which provide to the insured various guaranteed benefits if the insured survives specified maturity dates or periods stated in the policy, and provide to a beneficiary designated by the insured guaranteed benefits upon the death of the insured within the coverage period, in return for the periodic payment of premiums.
    • 釋義:The amount of premiums recognized in a specified year in respect of insurance policies sold during that year, excluding premiums in respect of policies that lapse in their first year.
    • 釋義:A policy or contract reflected on our records that has not expired or been terminated as of a given date.